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Spread the cost of Christmas with an affordable loan

Open to both new and existing members, borrowing with us can help you spread the cost of Christmas.  Apply now and have the funds ready to get your Christmas shopping started

Avoid loan sharks and high-interest lenders by choosing us

• Loans available from £100 to £2,000 *
• Maximum Term 12 months, meaning your loan could be cleared before Christmas next year.
• Interest Rates between 0.5% – 3% Monthly.  Highest APR 42.6%
• We will assess your application for affordability based on the information you provide and a credit history report.
• Saving with us, even if it is a small amount is encouraged

* Please note the average loan amount for New Members is up to £500.  To borrow more than £1,000 you must already be a member and holding savings with us

When applying, please choose the LASER Loan option stating the purpose as Christmas

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